Know your Benefits: Ensure you are registered for the Public Service Health Care Plan
Tags: Health & Wellbeing
As a Canadian Armed Forces (CAF) member, you can access private health insurance by registering for the Public Service Health Care Plan (PSHCP). You and your family could be eligible, so learn more and see if you should apply today.
“When I left the Regular Force to join the Reserve Force, I assumed my coverage under the PSHCP was automatic and would carry over for my dependants,” said Warrant Officer Michele Herley-Tremblay, a policy analyst at the Directorate of Compensation and Benefits Administration. “I didn’t realize I had to apply again when I transferred—but after speaking with my unit orderly room, I was able to complete an application.”
WO Herley-Tremblay’s eligibility in the PSHCP changed when she transferred from the Regular Force to the Reserve Force, since coverage is based on component, sub-component, class, and length of service. As a Regular Force member, she participated in the plan to have supplementary coverage for her dependants. To continue coverage for her dependants as reservist on Class B service of 181 days or more, she was required to contact her unit orderly room to have them send in her PSHCP application and supporting documentation.
“As the PSHCP is my insurance plan for health care coverage for my family, I realized I needed to know more about the plan and the benefits it provided for my family,” said WO Herley-Tremblay. “My unit orderly room showed me the online information, which greatly assisted me in getting to know the benefits available.”
Eligibility in the Public Service Health Care Plan
Your eligibility to join the plan would be:
- Dependant coverage only – Regular or Reserve Force members on Class B (181 days or more) or Class C with an eligible dependant;
- Single or family coverage – Primary Reserve Force members on Class A or Class B (180 days or less); and
- Single or family coverage for eligible former CAF members, administered by:
- The Government of Canada Pension Centre for those in receipt of an ongoing, recognized pension payment; or
- Veterans Affairs Canada (VAC) for those who are a member of the VAC client group.
For more information on eligibility requirements, contact your unit Orderly Room and review the National Joint Council Directive on PSHCP eligibility.
You can take advantage of the many benefits available under the plan, such as coverage for prescription drugs, vision care, and reimbursement of eligible expenses for the services of medical practitioners. The bottom line is that its money back in your pocket.
The costs associated with your coverage could include a monthly contribution. Your unit orderly room can provide more details specific to your situation.
You can join, amend, or reinstate your PSHCP by:
- Submitting an application form to PSHCP to receive your certificate number;
- Completing positive enrolment with Sun Life using your contract number (55555);
- Coordinating your benefits with your spouse’s coverage; and
- Amending your coverage when required.
You will access your benefits by:
For more information:
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